Terms of Service

Effective Date: 6 October, 2025

These Terms of Service (“Terms”) explain the rules for using our websites, platform, databases, newsletters, and any other products or services we provide (together, the “Services”). Please read them carefully. By accessing or using the Services, you agree to follow these Terms and our Privacy Policy. If you do not agree, you may not use the Services.

1. Definitions

In these Terms, the following words have specific meanings:

  • “bloomlabs,” “we,” “us,” or “our”: Bloom Labs, MB, the operator of the Services.
  • “You” or “your”: the individual or legal entity using the Services.
  • “Content”: all information, datasets, reports, text, graphics, charts, or other materials available through the Services.
  • “User Content”: any data, information, or materials you provide to us, such as via our Data Submission Hub.
  • “Third-Party Content”: data, software, or services provided by other entities but made available through bloomlabs.
  • “Confidential Information”: information designated as confidential or that should reasonably be understood as such.
  • “Services”: bloomlabs’ platform, databases, websites, newsletters, and related features, including future updates and new tools.

2. Eligibility and Accounts

You must be at least 18 years old to use our Services. By agreeing to these Terms, you confirm that you are of the age of majority in your jurisdiction. If you allow minors to use the Services, you are responsible for their activity.

If you create an account, you must provide accurate and current information. You are responsible for maintaining the security of your login credentials. You must notify us immediately if you suspect unauthorized access to your account.

3. General Conditions

We reserve the right to refuse service to anyone, at any time, for any reason. We may also limit access to Services by geography, user type, or license level.

You understand that your communications with us may be transmitted across networks and adapted to meet technical requirements. While we use encryption for payment details, you accept that other transmissions may not always be secure.

You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Services or access to the Services without our express written consent.

4. License and Permitted Use

Subject to your compliance with these Terms and payment of applicable fees, bloomlabs grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Services for your own business purposes.

The scope of your access and permitted use depends on the subscription plan, license package, or agreement you have purchased from bloomlabs. Unless otherwise agreed in writing, you may not copy, resell, redistribute, or publicly share bloomlabs Content or use the Services to create competing products.

Regardless of subscription or license type, you may not:

  1. Use Content to create competing products, benchmarks, or market indices.
  2. Share, resell, or redistribute Content except as explicitly allowed by bloomlabs in writing.
  3. Use Content for trading, investment, or financial advice.
  4. Remove or obscure copyright, trademark, or proprietary notices.
  5. Scrape, crawl, harvest, or otherwise extract data from the Services, whether manually or through automated means such as bots or spiders.
  6. Use any portion of the Services or Content to train, fine-tune, test, or otherwise develop machine learning models, artificial intelligence systems, or large language models (LLMs), unless you have our explicit written consent.

Any violation of these restrictions constitutes a material breach of these Terms and may result in immediate suspension or termination of your access to the Services, in addition to any other remedies available to bloomlabs.

We offer several license tiers that define the scope of user access and permitted use of Services.

1. Standard License

  • Full access to Services
  • Access: 1 named user
  • Permitted Use: Internal use within the Client’s organization.
  • Restrictions: No redistribution, resale, or inclusion of Content in client deliverables, public materials, or other commercial outputs.

2. Professional License

  • Full access to Services
  • Access: Up to 3 named users
  • Permitted Use: Internal and client-facing use in limited advisory contexts.
  • Restrictions: No resale, API integration, or redistribution of Content at scale.

3. Enterprise License

  • For organizations requiring multi-user access, custom integrations, or redistribution rights, governed by a separate agreement.

5. Intellectual Property

All Content and Services belong to bloomlabs or our licensors. Using our Services does not give you any ownership of intellectual property. You may not use our branding, logos, or trademarks without written permission. Unauthorized use may violate copyright, trademark, and database rights.

6. Accuracy, Completeness, and Timeliness

  • Accuracy: We do not guarantee that Content is accurate, complete, or up to date. Our market intelligence depends on third-party inputs and evolving conditions.
  • Errors and Omissions: Occasionally, Content may include errors or omissions, including in datasets, descriptions, or pricing. We reserve the right to correct these at any time, without notice.

7. Products, Services, and Modifications

We may modify or discontinue Services, features, or Content at any time. Prices are subject to change, effective upon notice. We are not responsible for any impact caused by modifications, suspensions, or discontinuations.

8. Optional Tools and Third-Party Links

  • Optional Tools: We may give you access to third-party tools or integrations. These are provided “as is,” without warranties. You are solely responsible for ensuring compliance with third-party terms.
  • Third-Party Links: Our Services may link to other websites. We are not responsible for their accuracy, safety, or practices. Transactions with third parties are at your own risk.

9. Prohibited Uses

In addition to restrictions elsewhere, you must not use the Services or Content to:

  • Break any laws or regulations.
  • Solicit others to engage in unlawful acts.
  • Violate intellectual property rights.
  • Harass, abuse, insult, defame, or discriminate against others.
  • Submit false or misleading information.
  • Upload malware, viruses, or harmful code.
  • Collect or track personal information of others.
  • Spam, phish, crawl, or scrape our systems.
  • Post obscene or offensive content.
  • Circumvent security features.
  • Benchmark or reverse engineer the Services to build competitors.

Violation of these rules may result in immediate termination.

10. Confidentiality

Both parties agree to treat each other’s Confidential Information with the same degree of care they use for their own. Confidentiality obligations continue after termination, unless information becomes public through no fault of the receiving party.

11. Subscriptions and Payment

Subscriptions renew automatically unless canceled before the renewal date. You authorize us to charge your payment method on renewal.

All fees are payable in advance, exclusive of taxes, and are non-refundable except where required by law.

If payment is not received by the due date, we may suspend or terminate your access to the Services until payment is made in full. In addition, overdue amounts will accrue interest at the rate of 1.5% per month (18% annually) or the maximum rate permitted by applicable law, whichever is lower, from the due date until paid.

You will also be responsible for any reasonable costs of collection we incur as a result of your late payment, including legal fees.

We reserve the right to audit your use of the Services to ensure compliance with license terms. If we discover unauthorized use, we may charge additional license fees retroactively and apply the same late payment interest terms.

12. Disclaimers

The Services are provided “as is” and “as available.” We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, durability, accuracy, timeliness, and non-infringement.

We do not guarantee that the Services will be uninterrupted, error-free, or free of harmful components. You agree that use of the Services is at your sole risk.

13. Limitation of Liability

To the fullest extent permitted by law, bloomlabs and its affiliates, officers, employees, contractors, licensors, and suppliers will not be liable for any damages, losses, or claims of any kind arising out of or related to your use of the Services or Content. This includes, without limitation:

  • Loss of profits, revenues, savings, or business opportunities.
  • Loss of goodwill, reputation, or anticipated benefits.
  • Loss, corruption, or unauthorized disclosure of data.
  • Business interruption or delays.
  • Replacement costs for substitute products or services.
  • Any indirect, incidental, special, punitive, or consequential damages.

These exclusions apply regardless of the legal theory under which the claim arises, whether in contract, tort (including negligence), strict liability, statutory liability, or otherwise, even if bloomlabs has been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion of certain types of damages, so parts of this section may not apply to you. In such cases, bloomlabs’ liability will be limited to the maximum extent permitted by applicable law.

In all cases, bloomlabs’ total liability for any claim relating to the Services will not exceed the total fees you paid to bloomlabs for the Services in the twelve (12) months immediately preceding the event giving rise to the claim. This cap is a cumulative limit, and the existence of multiple claims does not increase the limit.

You agree that the limitations in this section reflect a reasonable allocation of risk and form an essential basis of the bargain between you and bloomlabs.

14. Indemnification

You agree to indemnify, defend, and hold harmless bloomlabs, its parent company, subsidiaries, affiliates, partners, officers, directors, employees, contractors, agents, licensors, suppliers, and service providers (together, the “Indemnified Parties”) from and against any and all claims, demands, complaints, actions, proceedings, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees and legal costs) arising out of or related to:

  1. Your use or misuse of the Services or Content.
  2. Any User Content you submit, post, or share through the Services.
  3. Your violation of these Terms or any applicable laws or regulations.
  4. Your infringement or alleged infringement of any intellectual property, privacy, publicity, or other rights of a third party.
  5. Any dispute between you and a third party arising from your use of the Services.

You agree to provide us with prompt written notice of any such claim. bloomlabs reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. If we assume defense, you agree to cooperate fully with us in asserting available defenses and in minimizing potential liability.

You may not settle any claim subject to indemnification without bloomlabs’ prior written consent, unless the settlement fully releases all Indemnified Parties from all liability and does not impose any obligations on them.

15. Termination

You may terminate these Terms at any time by ceasing to use the Services and, if applicable, by canceling your subscription either through your account settings or by contacting us directly using the contact details provided in these Terms. Termination does not entitle you to a refund of any fees already paid, except as required by law.

We may suspend or terminate your access to the Services, in whole or in part, at any time and without prior notice, if:

  1. You breach these Terms or any applicable law.
  2. We reasonably suspect you have engaged in fraudulent, abusive, or unlawful activity.
  3. You fail to pay fees when due.
  4. Continuing to provide you Services could create legal or regulatory risk for bloomlabs.
  5. We decide to discontinue the Services, in which case we will provide reasonable notice.

We may also suspend access temporarily to protect the integrity, security, or stability of the Services.

Upon termination or expiration:

  • Your right to access and use the Services immediately ends.
  • All licenses granted to you under these Terms will automatically cease.
  • You remain responsible for any outstanding fees or charges incurred before termination.
  • bloomlabs may, but is not obligated to, provide you with a copy of your User Content or account data before deletion, unless prohibited by law or contractual obligations.

The following provisions will continue to apply after termination: intellectual property, confidentiality, disclaimers, limitation of liability, indemnification, governing law, and any other clauses which by their nature should survive.

Our right to suspend or terminate access is in addition to, and does not limit, any other remedies available to us under law or equity.

16. Force Majeure

We are not responsible for failures caused by events outside our control, including natural disasters, internet outages, cyberattacks, strikes, or government actions.

17. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision will still be enforceable to the fullest extent permitted by law, and the unenforceable portion will be deemed severed. This determination does not affect the validity and enforceability of the remaining provisions.

18. Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations without restriction, including in connection with a merger, acquisition, or sale of assets. These Terms are binding on any permitted successors and assigns.

19. Waiver

If we fail to exercise or enforce any right or provision of these Terms, that does not mean we waive such right or provision. A waiver will only be effective if it is expressly stated in writing and signed by us.

20. Entire Agreement

These Terms, together with our Privacy Policy and any subscription agreements, constitute the entire agreement between you and bloomlabs regarding the Services. They supersede any prior or contemporaneous agreements, communications, or proposals, whether oral or written, between you and us. Any ambiguities in interpretation will not be construed against the drafting party.

21. Survival

Any sections of these Terms which by their nature should survive termination will survive, including but not limited to: intellectual property, confidentiality, disclaimers, limitation of liability, indemnification, and governing law.

22. Governing Law and Jurisdiction

These Terms are governed by the laws of Lithuania. Any disputes will be resolved exclusively in the courts of Vilnius, Lithuania. If you are a consumer in the EU, you may also use the EU Online Dispute Resolution platform.

23. Notices

We may provide you with notices regarding the Services electronically, either by email or by posting on our website. You agree to keep your contact information current so that we can reach you. Notices will be deemed given when sent.

24. Changes to Terms

We may update these Terms from time to time by posting a new version on our website. You are responsible for reviewing the most current version. Continued use of the Services after changes become effective constitutes acceptance of the revised Terms.

25. Contact

Questions about these Terms should be directed to:

If you have any questions regarding these Terms or your use of the Services, please contact us here: hello@bloomlabs.earth

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